{"id":4,"date":"2012-06-23T08:13:18","date_gmt":"2012-06-23T08:13:18","guid":{"rendered":"https:\/\/howtoacceptcreditcardsonline.com\/?page_id=4"},"modified":"2013-07-04T09:08:13","modified_gmt":"2013-07-04T09:08:13","slug":"accept-credit-cards-online-without-a-merchant-account","status":"publish","type":"page","link":"https:\/\/howtoacceptcreditcardsonline.com\/","title":{"rendered":"Accept Credit Cards Online Without a Merchant Account"},"content":{"rendered":"<p><!-- START GOOGLE BANNER \/\/--><br \/>\n<script type=\"text\/javascript\">\/\/ <![CDATA[\ngoogle_ad_client = \"ca-pub-7873362964784647\"; \/* Accept CC Wide *\/ google_ad_slot = \"3157383379\"; google_ad_width = 728; google_ad_height = 90;\n\/\/ ]]><\/script><br \/>\n<script type=\"text\/javascript\" src=\"http:\/\/pagead2.googlesyndication.com\/pagead\/show_ads.js\">\/\/ <![CDATA[\n\n\n\/\/ ]]><\/script><br \/>\n<!-- END GOOGLE BANNER \/\/--><\/p>\n<h2><strong>Compare all credit card processors at once<\/strong><\/h2>\n<p>This is a basic review of available payment processors for web based businesses including a comparison of some of the most popular credit card processors enabling you to accept credit cards online today.<\/p>\n<p><strong>Overview<\/strong><a href=\"https:\/\/howtoacceptcreditcardsonline.com\/accept-credit-cards-online-without-a-merchant-account\/accept-credit-cards-online-2\/\" rel=\"attachment wp-att-47\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright  wp-image-47\" title=\"Accept-Credit-Cards-Online\" alt=\"Accept credit card payment online\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/wp-content\/uploads\/Accept-Credit-Cards-Online.png\" width=\"159\" height=\"150\" \/><\/a><\/p>\n<p><a href=\"https:\/\/howtoacceptcreditcardsonline.com\/#chart01\">compare 3rd party credit card processors<\/a><\/p>\n<p><a href=\"accept-credit-cards-online-without-a-merchant-account-contd\/\">Who accepts which credit card?<\/a><\/p>\n<p><a id=\"_consider\" href=\"https:\/\/howtoacceptcreditcardsonline.com\/Accept_credit_cards_online_2.html#consider\" name=\"_consider\"><\/a>What should I consider before I sign up with a credit card processor?<\/p>\n<p><a id=\"_chart03\" href=\"https:\/\/howtoacceptcreditcardsonline.com\/Accept_credit_cards_online_3.html#misc\" name=\"_chart03\"><\/a>Miscelaneous notes on particular 3rd party processors<\/p>\n<h2>Merchant accounts<\/h2>\n<p>The traditional method of accepting credit cards requires applying to a bank for a merchant account, these accounts usually require weeks to get up and running and require fees of $500 or more just to apply.<\/p>\n<p>Most banks have a relationship with only one credit card so once you are approved for Visa, for example, you will have to apply again, often to another bank, for a MasterCard account and so on.<\/p>\n<p>So why do people apply for merchant accounts? The main benefit is that your business will get a low discount rate, typically around 3%. The discount rate is the percentage of each sale that the credit card processor charges you.<\/p>\n<div align=\"center\"><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.charge.com']);\" href=\"http:\/\/www.charge.com\/banners\/click.php?nicol683\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" alt=\"accept credit cards online\" src=\"http:\/\/www.charge.com\/banners\/120x60-D-ani.gif\" width=\"468\" height=\"60\" border=\"0\" \/><\/a><\/div>\n<p>&nbsp;<\/p>\n<h2>Third party processors<\/h2>\n<p>The credit card processors listed in the table below are known as 3<sup>rd<\/sup> party processors. They have traditional merchant accounts and process your customers\u2019 payments through them. As they are accepting the risks that traditional banks might not, they will charge you more for the privilege of accepting credit cards via their service<\/p>\n<p><a id=\"chart01\" name=\"chart01\"><\/a><span style=\"color: white;\">Online credit card processors comparison table*<\/span><\/p>\n<table width=\"640\">\n<thead>\n<tr>\n<th>\n<h6>Processor<\/h6>\n<\/th>\n<th>\n<h6>Setup<\/h6>\n<\/th>\n<th>\n<h6>Monthly<\/h6>\n<\/th>\n<th>\n<h6>Percent<\/h6>\n<\/th>\n<th>\n<h6>Transaction<\/h6>\n<\/th>\n<th>\n<h6>Dloads<\/h6>\n<\/th>\n<th>\n<h6>Ebay<\/h6>\n<\/th>\n<th>\n<h6>Adult<\/h6>\n<\/th>\n<th>\n<h6>Checks<\/h6>\n<\/th>\n<th>\n<h6>Subs<\/h6>\n<\/th>\n<th>\n<h6>Phone<\/h6>\n<\/th>\n<th>\n<h6>Min<\/h6>\n<\/th>\n<th>\n<h6>Foreign<\/h6>\n<\/th>\n<th>\n<h6>Payment<\/h6>\n<\/th>\n<th>\n<h6>Setup<\/h6>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.2checkout.com']);\" href=\"https:\/\/www.2checkout.com\/2co\/signup?affiliate=407678\" rel=\"nofollow\">2Checkout<\/a><\/td>\n<td>$49<\/td>\n<td>0<\/td>\n<td>5.5%<\/td>\n<td>$0.45<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"15\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"15\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td>0<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>ACH<\/strong><\/td>\n<td>1-12 hrs<\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/merchantplus.com']);\" href=\"http:\/\/merchantplus.com\/\" target=\"_blank\">MerchantPlus<\/a><\/td>\n<td>free<\/td>\n<td>$19.95<\/td>\n<td>2.15%<\/td>\n<td>$0.25<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"15\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td>0<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>ACH<\/strong><\/td>\n<td>24-72 hrs<\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.authorizeit.com']);\" href=\"http:\/\/www.authorizeit.com\/\">Authorizeit<\/a><\/td>\n<td>$49<\/td>\n<td><strong>$29.99<\/strong><\/td>\n<td>2.19%<\/td>\n<td>$0.50<\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>$900<\/strong><\/td>\n<td>US,CAN<\/td>\n<td><\/td>\n<td>24-72 hrs<\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.expandyourbusiness.com']);\" href=\"http:\/\/www.expandyourbusiness.com\">Cardservice<\/a><\/td>\n<td>$49<\/td>\n<td><strong>$29.99<\/strong><\/td>\n<td><\/td>\n<td>$0.30<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>$25<\/strong><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>ACH<\/strong><\/td>\n<td>24-72 hrs<\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/businesscenter.ccbill.com']);\" href=\"http:\/\/businesscenter.ccbill.com\/\">ccbill<\/a><\/td>\n<td>free<\/td>\n<td>0<\/td>\n<td><strong>14.5%<\/strong><\/td>\n<td>$0.30 \u2013 $1<\/td>\n<td><strong>ONLY<\/strong><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"Primarily a subscription service\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/>*<\/td>\n<td><\/td>\n<td>0<\/td>\n<td><\/td>\n<td><strong>CHECK<\/strong><\/td>\n<td>24-48 hrs<\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.ccnow.com']);\" href=\"http:\/\/www.ccnow.com\/sellOnline.html\">ccnow<\/a><\/td>\n<td>$9.95<\/td>\n<td><strong>$9.95<\/strong><\/td>\n<td>4.99%<\/td>\n<td>$0.50<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"15\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><strong>$100<\/strong><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>ACH, CHK, W<\/strong><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><strong><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.charge.com']);\" href=\"http:\/\/www.charge.com\/banners\/click.php?a=nicol683\">Charge<\/a><\/strong><\/td>\n<td><span style=\"color: #ff0000;\"><strong>FREE<\/strong><\/span><\/td>\n<td><strong>&#8211;<\/strong><\/td>\n<td><strong><span style=\"color: #ff0000;\">2.25%<\/span><\/strong><\/td>\n<td>$0.25<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td>0<\/td>\n<td><\/td>\n<td><strong>ACH<\/strong><\/td>\n<td><span style=\"color: #ff0000;\"><strong>same day<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.chasepaymentech.com']);\" href=\"http:\/\/www.chasepaymentech.com\" target=\"_blank\">Chase Paymentech\u2122<\/a><\/td>\n<td>free<\/td>\n<td>$22.95<\/td>\n<td>CALL<\/td>\n<td><strong>$0.20<\/strong><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"Alternative payments support, including PayPal, Bill Me Later and private label cards\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/>*<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"15\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"135 different currencies\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"16\" border=\"0\" \/>*<\/td>\n<td><strong>ACH<\/strong><\/td>\n<td><strong>24- 72 hrs*<\/strong><\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.digibuy.com']);\" href=\"http:\/\/www.digibuy.com\/\">Digibuy<\/a><\/td>\n<td>$29.99<\/td>\n<td>0<\/td>\n<td>13.9%<\/td>\n<td>$0<\/td>\n<td><strong>ONLY<\/strong><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><strong>ACH, CHECK<\/strong><\/td>\n<td>same day<\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/checkout.google.com']);\" href=\"http:\/\/checkout.google.com\/seller\/start.html\">GoogleCheckout<\/a><\/td>\n<td><strong>free*<\/strong><\/td>\n<td>0<\/td>\n<td><strong>2%<\/strong>*<\/td>\n<td><strong>$0.20<\/strong>*<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td>0<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>ACH to US<\/strong><\/td>\n<td>varies<\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.kagi.com']);\" href=\"http:\/\/www.kagi.com\/index.php\">Kagi<\/a><\/td>\n<td>free<\/td>\n<td>0<\/td>\n<td>2.5%<\/td>\n<td><strong>$.15 \u2013 $5<\/strong><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><\/td>\n<td>0<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>CHECK or WIRE<\/strong><\/td>\n<td>1hour plus<\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/secure.nochex.com']);\" href=\"https:\/\/secure.nochex.com\/apply\/merchant.aspx\">NOCHEX<\/a><\/td>\n<td><strong>$90<\/strong><\/td>\n<td>0<\/td>\n<td>2.9%<\/td>\n<td>$0.40<\/td>\n<td><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td>0<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.paypal.com']);\" href=\"https:\/\/www.paypal.com\/row\/mrb\/pal=8Z55JWS4RZ9BE\">PayPal<\/a><\/td>\n<td>free<\/td>\n<td>0<\/td>\n<td><strong>2.9%<\/strong><\/td>\n<td>$0.30<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td>0<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>ACH<\/strong><\/td>\n<td>same day<\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/www.propay.com']);\" href=\"http:\/\/www.propay.com\/signup\/\">Propay<\/a><\/td>\n<td>free<\/td>\n<td><strong>$4.99<\/strong><\/td>\n<td>3.25%<\/td>\n<td><strong>$.65<\/strong><\/td>\n<td><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"yes\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td>0<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><strong>ACH<\/strong><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><a onclick=\"javascript:_gaq.push(['_trackEvent','outbound-article','http:\/\/support.worldpay.com']);\" href=\"http:\/\/support.worldpay.com\/activation\/index.html\">World Pay<\/a><\/td>\n<td>quote<\/td>\n<td>quote<\/td>\n<td>quote<\/td>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"no\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/x.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"Available with Future Pay option\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/><\/td>\n<td><\/td>\n<td>0<\/td>\n<td><img loading=\"lazy\" decoding=\"async\" alt=\"Yes, over 140 currencies\" src=\"https:\/\/howtoacceptcreditcardsonline.com\/images\/tick.gif\" width=\"14\" height=\"15\" border=\"0\" \/>*<\/td>\n<td><\/td>\n<td>7-10 days<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><script type=\"text\/javascript\" src=\"http:\/\/pagead2.googlesyndication.com\/pagead\/show_ads.js\">\/\/ <![CDATA[\n\/\/ ]]&gt;\n\/\/ ]]><\/script><\/p>\n<p><strong><span style=\"color: #990000;\"><em>*Hover your mouse over bold table headings and figures above for definitions and more details<\/em><\/span><\/strong> <a name=\"chart01\"><\/a>.<\/p>\n<p><a title=\"accept credit cards online\" href=\"https:\/\/howtoacceptcreditcardsonline.com\/accept-credit-cards-online-without-a-merchant-account-contd\/\">Check which online processors accept which credit cards. Next Page &gt;<\/a><span id=\"more-4\"><\/span><\/p>\n<p><!-- START GOOGLE BANNER \/\/--><br \/>\n<script type=\"text\/javascript\">\/\/ <![CDATA[\ngoogle_ad_client = \"ca-pub-7873362964784647\"; \/* Accept CC Wide *\/ google_ad_slot = \"3157383379\"; google_ad_width = 728; google_ad_height = 90;\n\/\/ ]]><\/script><br \/>\n<script type=\"text\/javascript\" src=\"http:\/\/pagead2.googlesyndication.com\/pagead\/show_ads.js\">\/\/ <![CDATA[\n\n\n\/\/ ]]><\/script><br \/>\n<!-- END GOOGLE BANNER \/\/--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Compare all credit card processors at once This is a basic review of available payment processors for web based businesses including a comparison of some of the most popular credit card processors enabling you to accept credit cards online today.<span class=\"ellipsis\">&hellip;<\/span> <a href=\"https:\/\/howtoacceptcreditcardsonline.com\/\"><\/p>\n<div class=\"read-more\">Read more &#8250;<\/div>\n<p><!-- end of .read-more --><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/howtoacceptcreditcardsonline.com\/index.php?rest_route=\/wp\/v2\/pages\/4","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/howtoacceptcreditcardsonline.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/howtoacceptcreditcardsonline.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/howtoacceptcreditcardsonline.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/howtoacceptcreditcardsonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4"}],"version-history":[{"count":36,"href":"https:\/\/howtoacceptcreditcardsonline.com\/index.php?rest_route=\/wp\/v2\/pages\/4\/revisions"}],"predecessor-version":[{"id":6,"href":"https:\/\/howtoacceptcreditcardsonline.com\/index.php?rest_route=\/wp\/v2\/pages\/4\/revisions\/6"}],"wp:attachment":[{"href":"https:\/\/howtoacceptcreditcardsonline.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}