| A few things to consider Customer Support What kind of support do they offer? Email only? Phone? What are their hours?Be aware of where they are located. They might be half way around the world from you. It might be daytime where you are but the middle of the night where they are, if that’s the case you will want someone with 24 hour support.Discount rate vs. monthly fees Some companies offer low discount rates but high monthly fees. If your sales are low, you will have a hard time benefiting from those low discount rates as the fees will eat into your profits.Example: Company Monthly fee Discount rate Sales Profit A $30 3% $100 $67 B $0 25% $100 $75In the example above, Company B is clearly the best choice despite it’s discount rate being more than 8 times higher than Company A’s.Now watch what happens when your sales rise to $300Company Monthly fee Discount rate Sales Profit A $30 3% $300 $261 B $0 25% $300 $225Suddenly the $30 monthly fee starts to look insignificant. If you don’t sign a long term deal, starting with Company B and then switch to company A once your sales rise might be the way to go. Pay period How soon do you need your money? Some payment processors will only release your funds to you once they reach a certain minimum (usually around $500 to $600) Others pay monthly or twice monthly  Which cards do you want to accept?
Not all payment processors accept all cards, you might want to take this into account when choosing.
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| IMPORTANT: All the figures on this site were current according to the processors’ online documentation and e-mail attempts to check them at the time of publishing. All payment processors could change their rates and contracts at any time. It is very important that you check all the facts and figures before you sign-up for any credit card processing service. Be sure to read all the terms of service before signing up with any service.© 2008 Accept credit cards oline | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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traditional banks might not, they will charge you more for the privilege of accepting credit cards via their service
Not all payment processors accept all cards, you might want to take this into account when choosing.
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Notes
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2checkout |
Get up and running in minutes, money back guarantee, Free shopping cart, or use existing | |||||||||||||||
| Authorizeit | Established 1996, Mail/Telephone order available | |||||||||||||||
| Cardservice | ||||||||||||||||
| ccbill | ||||||||||||||||
| ccnow | ||||||||||||||||
| Charge | Free ecommerce shopping cart. Free search engine submission, same day approval | |||||||||||||||
| Digibuy | ||||||||||||||||
| GoogleCheckout | Currently accepting US accounts only. No charges until January 2008 | |||||||||||||||
| Kagi | ||||||||||||||||
| NOCHEX | UK based | |||||||||||||||
| PayPal | Huge user base | |||||||||||||||
| Propay | $500.00 max per transaction/ $3,000.00 max per month. The more you sell the higher the annual fee and lower transaction fee | |||||||||||||||
| World Pay | ||||||||||||||||
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Links – Miscellaneous software for webmasters
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Notes
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| Flux Hosting |
Unlimited Websites Hosted For Only $9.95 A Month! | |||||||||||||||
| Domain Dashboard | Domain Dashboard software. Manage multiple sites from one dashboard | |||||||||||||||
| Email automator | Automate your customer support email | |||||||||||||||
| RSS feed | Add content to your website automatically using RSS feeds | |||||||||||||||
| Web Monitor | Automatically monitors unlimited amount of sites (up time, broken links etc.) | |||||||||||||||